Business & personal funding options
Business credit, lines of credit, term loans, and short-term funding — with clear guidance before you commit. Soho Wealth Group helps business owners and consumers understand funding options, qualification factors, and trade-offs. No one-size-fits-all pitch. No guaranteed approvals. Just a clearer path forward.
Checking your options is not a promise of approval. Final approval and terms depend on the bank, lender, or funding provider.
What to expect
01
We explain how each funding option works before you move forward.
02
Credit, revenue, cash flow, and time in business can affect your options.
03
Final approval, amount, and terms depend on the bank, lender, or funding provider.
Funding options
The right option depends on what you need, how fast you need it, your credit profile, and — for business funding — your revenue and cash flow.
Use strong credit to create business buying power.
Qualifying business credit cards may offer an introductory 0% APR period. We help you understand the strategy, the qualification factors, and what happens when the introductory period ends.
Card issuer approval is required. Introductory periods and terms vary by card.
Capital you can draw when the business needs it.
A revolving line may help with inventory, payroll, marketing, seasonal costs, and unexpected expenses.
Eligibility, rates, fees, and repayment terms vary by provider.
One lump sum. A set repayment plan.
Explore personal loan options for eligible personal needs. Rates, amounts, and terms depend on the lender and your financial profile.
Not all applicants qualify.
Fast business capital based mainly on business sales.
An MCA may help with a short-term, time-sensitive business need when other funding does not fit. It can also cost more than traditional credit, so cash-flow impact matters.
An MCA is generally a purchase of future business receivables, not a traditional loan.
Why Soho
You should know what a product is before you agree to it.
Different products solve different problems. We start with the situation.
No responsible company can promise that a bank or funding provider will approve every applicant.
Have a question? Talk with a real person before deciding.
How it works
Step 1
Share a few basic details about your goal.
Step 2
We look at the factors that may shape your available options.
Step 3
We explain the products that may fit and the trade-offs involved.
Step 4
Moving forward is your choice. Final approval and terms depend on the provider.
Straight answers
Trust Centre
Funding is an important decision. We want you to know who we are, what we do, how the process works, and how your information is handled.
About
Soho Wealth Group was built around a simple idea: people should understand their funding choices before they commit.
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Resources
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Tell us what you're trying to fund. We'll help you understand which paths may be worth exploring.
No obligation to accept an offer. Approval and final terms depend on the funding provider.